A private expense tracker. Scan bills, track every rupee, and know where your money goes.
The short version: Spendo keeps your data on your own phone. There is no account, no cloud, no ads, and nothing is uploaded anywhere.
What Spendo does
Quick add: type an expense the way you would say it, like "Spent 500 on Zomato", and Spendo picks out the amount, merchant and category.
Scan a bill or UPI screenshot: the amount, merchant and GST are read straight off the image, on your device.
Import a bank or wallet statement: paste in statement text and Spendo parses every line, skips duplicates, and checks the totals against your own statement.
Insights: month-end forecasts, category breakdowns, a daily spending heatmap, top merchants and your savings rate.
Budgets and goals: set a budget per category, save toward a goal, and keep a logging streak going.
Split with friends: track who owes what after a trip or a dinner out.
GST invoices and rent receipts: generate the documents you need, and export a CA-ready summary.
Your data stays on your phone
Everything you enter is saved only in the app's local storage on your device. Spendo has no server and no account system, so there is nothing for anyone else to read.
Camera, photo and biometric permissions are asked for only at the moment you use the feature that needs them, and the app works fine without granting any of them.
An optional Face ID or fingerprint lock keeps the app private even if someone else picks up your phone.
A one-tap backup is yours to keep. Spendo does not keep a copy of it.